2021-04-09
Pet insurance is basically a policy purchased by the owner of a pet that will lessen the overall costs if expensive medical bills are incurred by that pet. Our dogs give us companionship and unconditional love, so it is our prime responsibility to protect these dogs, when they are sick or injured and to give them the best medical attention, it is important to avail Pet Insurance. Pet Insurance policy is one of the latest insurance schemes introduced. This scheme covers veterinary expenses incurred for the treatment of a pet that has endured an injury or is sick. Some pet insurance plans also covers death or loss of the pet that is insured. This helps pet owners to eliminate the risk of high expenditure for medical treatment of the pet and to protect its life by providing the best treatment possible with minimum expenditure. Many animal medical procedures, such as surgeries and sickness, are very expensive to treat. To help with these costs, a pet owner can buy a policy that will save out-of-pocket expenses by paying a yearly or monthly fee known as the premium. The cost and coverage changes with which policy you get and for what type of animal you're insuring.
Dogs in the age group of 8 weeks to 8 years can be insured. Dogs of indigenous origin, cross-bred and exotic breeds are covered under the insurance.
Pet Insurance Covers:
This policy covers the following
- • Death due to accident
- • Illness contracted while the policy is in effect
- • Treatment expenses
- • Accident while in transit (via rail, air or road)
- • Loss/ theft of the pet
- • Incapacitation
- • Accidental poisoning
- • Third Party liability
Pet Insurance Exclusions:
Some of the general exclusions under the pet insurance scheme are as follows:
- • Willful or malicious injury to the pet
- • Injury or illness arising out of neglect or unskillful handling of the pet
- • Loss or injury due to war, foreign hostility, revolution, rebellion, military upheaval, etc.
- • Death due to rabies, distemper, Viral Hepatitis, Viral Enteritis, Leptospirosis, etc.
- • Illness that has been contracted prior to taking the policy.
- Features and Benefits of Pet Insurance:
